THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Pacific Capital Bancorp (PCBC)

4/11/2006 Proxy Information

Some of our directors and the companies with which they are associated are our customers, and we expect to have banking transactions with them in the future. In our opinion, all loans and commitments to lend were made in the ordinary course of our business and were in compliance with applicable laws. Terms, including interest rates and collateral, were substantially the same as those prevailing for comparable transactions with other persons of similar creditworthiness. In our opinion, these transactions did not involve more than a normal risk of collectability or present other unfavorable features. We have a very strong policy regarding review of the adequacy and fairness of the BankÕs loans to its directors and officers.

Mr. Mackall is a partner in the law firm of Seed Mackall LLP, which has provided, and continues to provide, legal services to the Company. These services include representing the Company in real estate leasing matters and litigation. In 2005, payments by the Company to Seed Mackall LLP did not exceed 5% of his firmÕs gross revenues. Additionally, the firm provides legal services to estates of which the Bank is an executor, and trusts of which the Bank is a Trustee. These legal services are not provided directly to the Bank, but rather to estates or trusts in which the Bank has a fiduciary role. The fees and costs billed by Seed Mackall LLP for these services to estates and trusts are excluded for purposes of determining the 5% threshold.

4/21/2005 Proxy Information

The law firm of Seed Mackall LLP has provided, and continues to provide, legal services to the Company. These services include representing the Company in real estate leasing matters and litigation. In 2004, Seed Mackall LLP received payments of $325,738 in fees and costs. Additionally, the firm also provides legal services to estates of which the Bank is an executor, and trusts of which the Bank is a Trustee. These legal services are not provided directly to the Bank, but rather to estates or trusts in which the Bank has a fiduciary role. The fees and costs billed by Seed Mackall LLP for these services to estates and trusts are excluded from the figure above. Mr. Mackall is an attorney and a founding Partner in Seed Mackall LLP.

3/22/2004 Proxy Information

The law firm of Seed Mackall LLP has provided, and continues to provide, legal services to the Company. These services include representing the Company in real estate leasing matters and litigation. In 2003, Seed Mackall LLP received payments of $315,522 in fees and costs. Additionally, the firm also provides legal services to estates of which the Bank is an executor, and trusts of which the Bank is a Trustee. These legal services are not provided directly to the Bank, but rather to estates or trusts in which the Bank has a fiduciary role. The fees and costs billed by Seed Mackall LLP for these services to estates and trusts are excluded from the figure above.

At the time of Mr. GrimmÕs employment, the Bank purchased a single-family residence for $675,000 and leased it to him with an oral agreement that he could purchase the property from the Bank for this amount. In September 2003, Mr. Grimm purchased the property from the Bank for $675,000. At the time of purchase, the appraised value of the property was $820,000, which resulted in a gain of $145,000 from the original purchase price. Mr. Grimm received imputed income from the Bank on the gain. This amount is disclosed in the Summary Compensation Chart as part of his Other Annual Compensation.