THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Regions Financial Corporation (RF)

4/5/2006 Proxy Information

Spence L. Wilson and C. Kemmons Wilson, Jr., each of whom is a brother-in-law of Jackson W. Moore.

Directors and officers of Regions and their associates were customers of, and had transactions with, Regions in the ordinary course of business during 2005; additional transactions may be expected to take place in the ordinary course of business. Included in such transactions are outstanding loans and commitments from Regions Bank, all of which were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons, and did not involve more than the normal risk of collectibility or present other unfavorable features. Regions retained during 2005 and prior years the law firm of Stokes Bartholomew Evans & Petree, P.A., of which director Samuel W. Bartholomew, Jr. was a partner until July 2005, and retained during 2005 and prior years and proposes to retain in the future on behalf of Regions or certain of its subsidiaries the law firm of Adams and Reese/ Stokes Bartholomew LLP, of which Mr. Bartholomew became a partner in July 2005 as a result of the merger of the Nashville, Tennessee office of Stokes Bartholomew Evans & Petree with Adams and Reese LLP. During 2005, Regions or its subsidiaries paid legal fees to the firms of Stokes Bartholomew Evans & Petree, P.A., and Adams and Reese/ Stokes Bartholomew LLP, but in each case the amount did not exceed 5% of the firmÕs gross revenue for 2005.

4/8/2005 Proxy Information

Spence L. Wilson and C. Kemmons Wilson, Jr., each of whom is a brother-in-law of Jackson W. Moore.

Lou Ann Poynter, who is a former executive officer of Union Planters and Union Planters Bank, National Association.

Directors and officers of Regions and their associates were customers of, and had transactions with, the affiliate banks in the ordinary course of business during 2004; additional transactions may be expected to take place in the ordinary course of business. Included in such transactions are outstanding loans and commitments from the affiliate banks, all of which were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons, and did not involve more than the normal risk of collectibility or present other unfavorable features.

Regions retained during 2004 and prior years and proposes to retain in the future on behalf of Regions or certain of its subsidiaries the law firm Stewart, Melvin & Frost LLP, of which director W. Woodrow Stewart is a partner, and the law firm of Stokes Bartholomew Evans & Petree, P.A., of which Samuel W. Bartholomew, Jr. is a partner. During 2004, Regions or its subsidiaries paid legal fees to the firms of Stewart, Melvin & Frost LLP and Stokes Bartholomew Evans & Petree, P.A., but in each case the amount did not exceed 5% of the firmÕs gross revenue for 2004.

4/29/2004 Proxy Information

Regions retained during 2003 and prior years and proposes to retain in the future on behalf of Regions or certain of its subsidiaries the law firm Stewart, Melvin & Frost, LLP, of which director W. Woodrow Stewart is a partner. During 2003, Regions or its subsidiaries paid legal fees of $191,760 to the firm of Stewart, Melvin & Frost, LLP.

4/16/2003 Proxy Information

Directors and officers of Regions and their associates were customers of, and had transactions with, Regions' affiliates in the ordinary course of business during 2002; additional transactions may be expected to take place in the ordinary course of business. Included in such transactions are outstanding loans and commitments, all of which were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons, and did not involve more than the normal risk of collectibility or present other unfavorable features.

Regions retained during 2002 and prior years and proposes to retain in the future on behalf of Regions or certain of its subsidiaries the law firm Stewart, Melvin & Frost, LLP, of which director W. Woodrow Stewart is a partner. During 2002, Regions or its subsidiaries paid legal fees of $156,000 to the firm of Stewart, Melvin & Frost, LLP.