THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Provident Bankshares Corporation (PBKS)

4/10/2006 Proxy Information

Mr. Coe is a partner in the law firm of Whiteford, Taylor & Preston, LLP, which provided legal services to Provident and Provident Bank during the fiscal year ended December 31, 2005.

Mr. Martin served as Chairman and Chief Executive Officer of Provident Bankshares Corporation Provident) and Provident Bank from 1998 until his retirement in April 2003. He served as President of Provident and Provident Bank from 1990 until January 2001 and has been employed by Provident and Provident Bank since 1990.

Loans to Officers and Directors. Periodically, Provident Bank may engage in lending transactions with its officers and directors, as well as entities associated with such persons. Such transactions are made in the ordinary course of business and on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with other persons. Loans to such persons do not involve more than the normal risk of collectibility or present other unfavorable features.

Other Transactions. Mr. Coe is a partner in the law firm of Whiteford, Taylor & Preston, LLP, which provided legal services to Provident and Provident Bank during the fiscal year ended December 31, 2005.

4/13/2005 Proxy Information

Peter M. Martin served as Chairman and Chief Executive Officer of Provident Bankshares Corporation (Provident) and Provident Bank from 1998 until his retirement in April 2003. He served as President of Provident and Provident Bank from 1990 until January 2001 and has been employed by Provident and Provident Bank since 1990.

Periodically, Provident Bank may engage in lending transactions with its officers and directors, as well as entities associated with such persons. Such transactions are made in the ordinary course of business and on substantially the same terms, including interest rate and collateral, as those prevailing at the time for comparable transactions with other persons. Loans to such persons do not involve more than the normal risk of collectibility or present other unfavorable features.

Other Transactions. Mr. Coe is a partner in the law firm of Whiteford, Taylor & Preston, LLP, which provided legal services to Provident and Provident Bank during the fiscal year ended December 31, 2004

3/12/2004 S-4 Information

Mr. Coe is a partner in the law firm of Whiteford, Taylor & Preston, LLP, which provided legal services to Provident Bankshares and Provident Bank during the fiscal year ended December 31, 2003.

3/13/2003 Proxy Information

Ward B. Coe, III is a director of Provident and Provident Bank. Mr. Coe is a partner in the law firm of Whiteford, Taylor & Preston, LLP, which provided legal services to Provident and Provident Bank during the fiscal year ended December 31, 2002.

Mr. Stearn served as Chairman and Chief Executive Officer of Provident Bankshares Corporation (Provident) and Provident Bank prior to his retirement in 1998.