THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

North Fork Bancorporation (NFB)

3/17/2005 Proxy Information

During calendar year 2004, several of North Fork's directors and executive officers (as well as members of their immediate families and corporations, organizations and trusts with which these individuals are associated) had outstanding loans from North Fork's banking subsidiaries in amounts of $60,000 or more. All such loans were made in the ordinary course of business, did not involve more than normal risk of collectibility or present other unfavorable features, and were made on substantially the same terms, including interest rates and collateral requirements, as those prevailing at the same time for comparable loan transactions with unaffiliated persons. No such loan was classified by the lending bank or any bank regulatory agency as of December 31, 2004, as a non-accrual, past due, restructured or potential problem loan.

Alan J. Wilzig, formerly the President and Chief Executive Officer of The Trust Company of New Jersey (TCNJ), became a director of North Fork following its acquisition of TCNJ on May 17, 2004. Mr. Wilzig has decided not to stand for reelection and his term as a director will expire at the 2005 annual stockholders' meeting. Pursuant to an employment agreement that Mr. Wilzig entered into with North Fork prior to the acquisition of TCNJ, he also was to serve after the acquisition as an officer of North Fork. On August 1, 2004, Mr. Wilzig entered into a subsequent agreement with North Fork, a Transition, Consulting and Noncompetition Agreement. Under this subsequent agreement, Mr. Wilzig would continue to serve as an officer during a transition period expiring on December 1, 2004, at which time his employment relationship would cease and he would commence a three-year term as a consultant to the company. In accordance with the agreement, Mr. Wilzig resigned as an officer and commenced serving as a consultant on December 1, 2004. Under the agreement, Mr. Wilzig received on that date from the company in return for his early retirement 60,000 shares of restricted stock awarded to him under the company's compensatory stock plan, which shares will vest if not earlier forfeited on the expiration date of the agreement. The three-year consulting and non-competition agreement with Mr. Wilzig provides for aggregate fees of approximately $4.436 million and other health benefits. During Mr. Wilzig's six-month service as an officer, he received cash compensation of approximately $1.125 million.

3/19/2004 Proxy Information

Raymond A. Nielsen is a former President and Chief Executive Officer of Reliance Bancorp, Inc., which was acquired by North Fork Bancorporation, Inc. in February 2000.

Mr. Thomas F. Johnson is former Chairman and Chief Executive Officer of GreenPoint Financial Corp. which was acquired by North Fork, 2004

Raymond A. Nielsen is a former President and Chief Executive Officer of Reliance Bancorp, Inc., which was acquired by North Fork Bancorporation, Inc. in February 2000.

During calendar year 2003, several of North Fork's directors and executive officers (as well as members of their immediate families and corporations, organizations and trusts with which these individuals are associated) had outstanding loans from North Fork Bank in amounts of $60,000 or more. All such loans were made in the ordinary course of business, did not involve more than normal risk of collectibility or present other unfavorable features, and were made on substantially the same terms, including interest rates and collateral requirements, as those prevailing at the same time for comparable loan transactions with unaffiliated persons. No such loan was classified by North Fork Bank as of December 31, 2003, as a non-accrual, past due, restructured or potential problem loan.

3/21/2003 Proxy Information

In connection with North Fork's acquisition of Reliance Bancorp, Inc. on February 18, 2000, North Fork entered into a two-year consulting agreement with director Raymond A. Nielsen, former President and Chief Executive Officer of Reliance Bancorp, Inc. The agreement provides for aggregate fees of $1,000,000 for services rendered and contains a non-competition provision.

During calendar year 2002, several of North Fork's directors and executive officers (as well as members of their immediate families and corporations, organizations and trusts with which these individuals are associated) had outstanding loans from North Fork Bank in amounts of $60,000 or more. All such loans were made in the ordinary course of business, did not involve more than normal risk of collectibility or present other unfavorable features, and were made on substantially the same terms, including interest rates and collateral requirements, as those prevailing at the same time for comparable loan transactions with unaffiliated persons. No such loan was classified by North Fork Bank as of December 31, 2002, as a non-accrual, past due, restructured or potential problem loan