THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Hibernia Corporation (Retired) (HIB.X)

3/15/2005 Proxy Information

The Bank leases certain properties in which Sidney W. Lassen holds an interest. Mr. Lassen is a director of the Company. During 2004, Hibernia National Bank paid a total of $280,445.52 for the leases on these properties. Mr. Lassen holds a 25% interest in leased property located at 2201 Veterans Memorial Boulevard, Metairie, Louisiana, and a 100% interest in leased property located at 6305 Airline Drive, Kenner, Louisiana. In the opinion of management of the Company, the terms and conditions of those leases are usual, customary and no less favorable to Hibernia National Bank than would be available from unaffiliated parties.

Indebtedness of Related Parties. Directors, nominees for election as director and executive officers of the Company were customers of the Bank and conducted other business with the Bank in the ordinary course of business during 2004. In addition, members of families of directors, nominees and executive officers, as well as companies with which they or their families are associated, were customers of the Bank and conducted other business with the Bank in the ordinary course of business during 2004. All loans and commitments included in those transactions were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons and did not involve more than the normal risk of collectibility or present other unfavorable features. Loans made to directors and executive officers by the Bank are in compliance with federal banking regulations and are thereby exempt from insider loan prohibitions included in the Sarbanes-Oxley Act of 2002.

3/16/2004 Proxy Information

Robert T. Holleman is Chairman of a subsidiary of Hibernia.

Donald J. Nalty served as Vice Chairman of Corporate Development and as a business development consultant for Hibernia Corporation and Hibernia National Bank until April 2003.

The Bank leases certain properties in which Sidney W. Lassen holds an interest. Mr. Lassen is a director of the Company. During 2003, Hibernia National Bank paid a total of $257,019.35 for the leases on these properties. Mr. Lassen holds a 25% interest in leased property located at 2201 Veterans Memorial Boulevard, Metairie, Louisiana, and a 100% interest in leased property located at 6305 Airline Drive, Kenner, Louisiana. In the opinion of management of the Company, the terms and conditions of those leases are usual, customary and no less favorable to Hibernia National Bank than would be available from unaffiliated parties.

3/17/2003 Proxy information

Mr. Nalty provides consulting services to the Bank. During 2002, these services were performed pursuant to a contract with the Bank that provides for a consulting fee equal to $5,417 per month. The contract ends on April 30, 2003, and may be terminated earlier by the parties on certain conditions. The contract prohibits Mr. Nalty from engaging in activities that would compete with the business of the Bank in the New Orleans area banking market.

The Bank leases certain properties in which Sidney W. Lassen holds an interest. Mr. Lassen is a Director of the Company. During 2002, Hibernia National Bank paid a total of $245,378 for the leases on these properties. Mr. Lassen holds a 25% interest in leased property located at 2201 Veterans Memorial Boulevard, Metairie, Louisiana and a 100% interest in leased property located at 6305 Airline Highway, Kenner, Louisiana. In the opinion of management of the Company, the terms and conditions of those leases are usual, customary and no less favorable to Hibernia National Bank than would be available from unaffiliated parties.