THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Golden West Financial Corporation (GDW)

3/10/2006 Proxy Information

Bernard A. Osher is the brother of Mrs. Sandler. Ms. Sandler is co-Chairman and co-Chief Executive Officer of Golden West Financial Corporation.

In the ordinary course of its business, World Savings Bank, FSB from time to time relocates employees from one part of the country to another. World Savings may facilitate the relocation of these employees by bearing certain moving expenses and may, when an employee has been unable to promptly sell his or her former home after listing it for sale, purchase the employeeÕs former home. A home purchase may be in excess of $60,000.

During 2005, Gary R. Bradley was relocated from Texas to California. Mr. Bradley is an Executive Vice President of the Company and World Savings Bank, FSB. In addition to bearing certain of Mr. BradleyÕs relocation expenses, World Savings also purchased Mr. BradleyÕs home in Texas for $850,000. The purchase price, which was formally established by the Group Senior Vice President of World Savings with overall responsibility for valuing residential real estate acquired by the Company, was determined by taking the lowest value of several appraisals of the home.

Indebtedness

The following table sets forth information relating to all loans outstanding to each individual who was a Director or executive officer of the Company during 2005: (See page 14 for table)

Carl M. Andersen is a Group Senior Vice President and the Tax Director of the Company and World Savings Bank, FSB. Mr. AndersenÕs loan is secured by a first deed of trust on his single-family residence. William C. Nunan is a Group Senior Vice President and the Chief Accounting Officer of the Company and World Savings Bank, FSB. Mr. NunanÕs loan, which was fully paid off in February 2006, also was secured by his home.

In the ordinary course of its business as a residential real estate lender, World Savings Bank, FSB may from time to time enter into real estate loans in excess of $60,000 with immediate family members of Directors and executive officers of the Company. Any such loans would be made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable residential real estate loans, and would not involve more than the normal risk of collectability or present other unfavorable features.

3/11/2005 Proxy Information

Herbert M. Sandler and Marion O. Sandler are husband and wife. Bernard A. Osher is the brother of Mrs. Sandler. Ms. Sandler is co-Chairman and co-Chief Executive Officer of Golden West Financial Corporation.

3/20/2003 and 3/12/2004 Proxy Information

No related party transactions or special relationships reported for this company. Director relationships marked "Outside Related" at this firm will most often be former executives of the company. Additional information regarding these relationships will be added during our regular updates.