THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

AmeriCredit Corp. (ACF)

9/27/2005 Proxy Information

When customers default on automobile loans, the Company uses the services of independent contractors for the recovery and repossession of the financed vehicles. These independent contractors are selected from a group of qualified agencies with whom the Company maintains ongoing relationships. The Company uses the services of more than 250 different agencies. During fiscal 2005, the Company engaged Texas Expeditors of Dallas/Fort Worth, LP (“Expeditors of DFW”), a Texas limited partnership, Texas Expeditors of San Antonio, LP (“Expeditors of San Antonio”), a Texas limited partnership, and Texas Expeditors of Houston, LP (“Expeditors of Houston”), a Texas limited partnership, as three of its vehicle recovery agencies. These recovery agencies are controlled by Clifton H. Morris, III, an adult son of Mr. Clifton H. Morris, Jr., Chairman of the Board of the Company. A per vehicle payment is made pursuant to a fee schedule submitted by Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston for each recovery, repossession or other service performed. The Company considers the fees charged by these companies to be competitive and reasonable. During fiscal 2005, payments of $901,646, $335,104 and $897,613 were made by the Company to Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston, respectively. In fiscal 2005, the Nominating and Corporate Governance Committee, consisting entirely of independent directors, reviewed the Company’s relationship with these three agencies.

In fiscal 2005, the Company purchased retail installment contracts originated by automobile dealerships in which Mr. McCombs’ immediate family members are executive officers in an amount that did not exceed 1% of the total retail installment contracts purchased by the Company in fiscal 2005.

9/28/2004 Proxy Information

The Company previously engaged independent contractors to solicit business from motor vehicle dealers in certain geographic locations. One such independent contractor was CHM Company, L.L.C. (“CHM Company”), a Delaware limited liability company, that is controlled by Clifton H. Morris, III, an adult son of Mr. Clifton H. Morris, Jr., Chairman and Chief Executive Officer of the Company. A per contract commission was paid to CHM Company for each motor vehicle contract originated by the Company that is attributable to the marketing efforts of CHM Company. The Company’s contractual arrangement with CHM Company was cancelled effective December 31, 2000. Although the contract has been cancelled, CHM Company is entitled to continue receiving monthly payments per the original contract terms with respect to motor vehicle contracts originated by CHM Company prior to contract termination that meet certain portfolio performance criteria, namely that payments are continuing to be made by consumers to the Company on such contracts. The Company made payments of $98,093 to CHM Company during fiscal 2004.

The Company selects independent contractors on a competitive bid basis from a group of qualified vehicle recovery and repossession agencies with whom it maintains ongoing relationships. During fiscal 2004, the Company engaged Texas Expeditors of Dallas/Fort Worth, LP (“Expeditors of DFW”), a Texas limited partnership, Texas Expeditors of San Antonio, LP (“Expeditors of San Antonio”), a Texas limited partnership, Texas Expeditors of Houston, LP (“Expeditors of Houston”), a Texas limited partnership, as three of its vehicle recovery agencies. These recovery agencies are controlled by Clifton H. Morris, III, an adult son of Mr. Clifton H. Morris, Jr., Chairman and Chief Executive Officer of the Company. A per vehicle payment is made pursuant to a fee schedule submitted by Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston for each recovery, repossession or other service performed. The Company considers the fees charged by these companies to be competitive and reasonable. During fiscal 2004, payments of $561,634, $258,525 and $738,955 were made by the Company to Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston, respectively. The aggregate amount of payments the Company paid in fiscal 2004 to the three vehicle recovery companies controlled by Clifton H. Morris, III represented approximately 3% of the total recovery and repossession fees paid by the Company to all vehicle recovery agencies in fiscal 2004.

In fiscal 2004, the Company purchased retail installment contracts originated by automobile dealerships in which Mr. McCombs’ immediate family members are executive officers in an amount that did not exceed 1% of the total retail installment contracts purchased by the Company in fiscal 2004.

Mr. Barrington stepped down as Chief Executive Officer and President in April 2003. The Company entered into a separation agreement with Mr. Barrington pursuant to which Mr. Barrington received a separation payment, calculated pursuant to his employment agreement, and a consulting fee in the amount of $125,000 per year in exchange for his agreement to provide certain services for up 360 hours per year over a 24 month period beginning May 1, 2003. Under the separation agreement, Mr. Barrington also agreed to a two-year non-compete and non-solicitation agreement and provided a release of all claims against the Company and related entities and parties. The Company also agreed to reimburse Mr. Barrington for all reasonable out-of-pocket expenses incurred by him in the performance of his consulting services. The Company and Mr. Barrington are presently negotiating to amend the separation agreement to extend the term of the consulting arrangement from April 30, 2005 to April 30, 2006. On August 31, 2004, Mr. Barrington announced his intention not to stand for re-election to the Board of Directors.

9/30/2003 Proxy Information

The Company previously engaged independent contractors to solicit business from motor vehicle dealers in certain geographic locations. One such independent contractor was CHM Company, L.L.C. (“CHM Company”), a Delaware limited liability company, that is controlled by Clifton H. Morris, III, an adult son of Mr. Clifton H. Morris, Jr., Chairman and Chief Executive Officer of the Company. A per contract commission was paid to CHM Company for each motor vehicle contract originated by the Company that is attributable to the marketing efforts of CHM Company. The Company’s contractual arrangement with CHM Company was cancelled effective December 31, 2000. Although the contract has been cancelled, CHM Company is entitled to continue receiving monthly payments per the original contract terms with respect to motor vehicle contracts originated by CHM Company prior to contract termination that meet certain portfolio performance criteria. The Company made payments of $156,594 to CHM Company during fiscal 2003.

The Company selects independent contractors on a competitive bid basis from a group of qualified vehicle recovery and repossession agencies with whom it maintains ongoing relationships. During fiscal 2003, the Company engaged Texas Expeditors of Dallas/Fort Worth, LP (“Expeditors of DFW”), a Texas limited partnership, Texas Expeditors of San Antonio, LP (“Expeditors of San Antonio”), a Texas limited partnership, and Texas Expeditors of Houston, LP (“Expeditors of Houston”), a Texas limited partnership, as three of its vehicle recovery agencies. These recovery agencies are controlled by Clifton H. Morris, III, an adult son of Mr. Clifton H. Morris, Jr., Chairman and Chief Executive Officer of the Company. A per vehicle payment is made pursuant to a fee schedule submitted by Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston for each recovery, repossession or other service performed. During fiscal 2003, payments of $453,876, $271,029 and $303,047 were made by the Company to Expeditors of DFW, Expeditors of San Antonio and Expeditors of Houston, respectively. The aggregate amount of payments the Company paid in fiscal 2003 to the three vehicle recovery companies controlled by Clifton H. Morris, III represented approximately 2% of the total recovery and repossession fees paid by the Company to all vehicle recovery agencies in fiscal 2003.

On September 21, 2001, Messrs. Berce and Barrington each executed Amended and Restated Revolving Credit Notes in the amount of $2,500,000 in favor of the Company. These notes, which modified and extended notes in the principal amount of $1,000,000 executed by Messrs. Berce and Barrington in September 2000, bore interest at a rate equal to LIBOR plus 1%, and provided that Messrs. Berce and Barrington could borrow, repay and reborrow from time to time thereunder. During fiscal 2003, the largest amount of indebtedness outstanding under Mr. Berce’s note was $1,000,349; Mr. Berce paid off his note in full on August 7, 2002, and such note was cancelled and is not available for further borrowing. During fiscal 2003, the largest amount of indebtedness outstanding under Mr. Barrington’s note was $2,564,880; on April 23, 2003, the net proceeds payable to Mr. Barrington pursuant to his separation agreement were applied first to the repayment in full of amounts owed to the Company by Mr. Barrington under the note, and such note was cancelled and is not available for further borrowing.

In August 2000, the Board of Directors adopted an Officer Stock Loan Program (the “Program”) to facilitate compliance with the stock ownership guidelines as discussed in the “Report of the Stock Option/Compensation Committee on Executive Compensation” on page 14. Executive officers utilized loan proceeds to acquire and hold common stock of the Company by means of option exercise or otherwise. The loans, executed by executive officers, bear interest at a rate equal to LIBOR plus 1%. The stock to be held as a result of a loan under the Program must be pledged to the Company. The aggregate principal balance of all outstanding loans under the Program may not exceed $20,000,000 at any time. On July 29, 2002, the Stock Option/Compensation Committee terminated the Program and approved amendments to the outstanding revolving promissory note and pledge agreements under the Program between the Company and three (3) executive officers which provided that each officer repay amounts in full, including principal and interest, on the earlier to occur of: (i) December 31, 2003; or (ii) sixty days after the last day of the officer’s employment with the Company. The executive officers described below had indebtedness under the Program that exceeded $60,000 during fiscal 2003.

Mr. Michael T. Miller obtained a loan under the Program during fiscal 2002. During fiscal 2003, the largest amount of indebtedness outstanding under Mr. Miller’s loan was $893,567. On April 23, 2003, Mr. Miller stepped down as Chief Operating Officer. The Company entered into a separation agreement with Mr. Miller pursuant to which Mr. Miller received a separation payment, calculated pursuant to his employment agreement, in the amount of $2,131,923 of which $893,567 was applied first to the repayment in full of Mr. Miller’s loan.

Mr. Joseph E. McClure obtained a loan under the Program during fiscal 2002. During fiscal 2003, the largest amount of indebtedness outstanding under Mr. McClure’s loan was $1,353,343, and the amount outstanding as of June 30, 2003 was $1,353,343. In July 2003, Mr. McClure was reassigned to a non-executive position.

All loans made to executive officers, including loans made under the Program, provide for full personal recourse to the executive officers, and the Company has no agreements, written or oral, with its executive officers to cancel or forgive such indebtedness in the future.

In fiscal 2003, the Company purchased retail installment contracts originated by automobile dealerships owned directly or indirectly by Mr. McCombs (or in which he has a financial interest) in an amount that did not exceed 1% of the total retail installment contracts purchased by the Company in fiscal 2003.