THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Virginia Commerce Bancorp, Inc. (VCBI)

3/16/2006 Proxy Information

Some of the directors of the Company and Bank or companies with which they are associated, and some of the officers of the Company and Bank, were customers of, and had banking transactions with, the Bank during the fiscal year ended December 31, 2005. All loans and commitments to make loans to such persons by the Bank were made in the normal course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons; and in the opinion of management, did not and do not involve more than a normal risk of collectibility or present other unfavorable features. The maximum aggregate amount of loans (including lines of credit) to officers, directors and affiliates of the Company during 2005 amounted to $22,582,195 representing approximately 20.20% of the Company's total shareholders' equity at December 31, 2005. The aggregate amount outstanding on such loans at December 31, 2005 was $17,721,767. None of these loans has ever been adversely classified, and all of such loans are current as to the payment of interest and principal.

3/11/2005 Proxy Information

Some of the directors of the Company and Bank or companies with which they are associated, and some of the officers of the Company and Bank, were customers of, and had banking transactions with, the Bank during the fiscal year ended December 31, 2004. All loans and commitments to make loans to such persons by the Bank were made in the normal course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with unrelated persons; and in the opinion of management, did not and do not involve more than a normal risk of collectibility or present other unfavorable features. The maximum aggregate amount of loans (including lines of credit) to officers, directors and affiliates of the Company during 2004 amounted to $31,357,427 representing approximately 34.34% of the Company's total shareholders' equity at December 31, 2004. The aggregate amount outstanding on such loans at December 31, 2004 was $20,613,107. None of these loans has ever been adversely classified, and all of such loans are current as to the payment of interest and principal.