THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

MortgageIT Holdings, Inc. (MHL)

4/28/2006 Proxy Information

The Company’s policies prohibit (i) the Company from providing mortgage brokerage services, mortgage banking services and other financial services to any Director or family member of a Director, except in the ordinary course of the Company’s business on substantially the same terms as those prevailing at the time for comparable transactions with non-affiliates and (ii) making any personal loans to Directors or immediate family members of Directors. In addition, neither the Company nor any member of senior management shall make any investment in a partnership or other privately held entity in which a Director is a principal or in a publicly traded company in which a Director owns or controls more than a 10% interest.