THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Independent Bank Corporation (IBCP)

3/17/2006 Proxy Information

Our Board of Directors and executive officers and their associates were customers of, and had transactions with, our subsidiaries in the ordinary course of business during 2005. All loans and commitments included in such transactions were made in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons and do not involve an unusual risk of collectibility or present other unfavorable features. Such loans totaled $1,527,000 at December 31, 2005, equal to 0.6% of shareholdersŐ equity.

Mr. McCarty (Director) owns a graphic design and commercial printing company which does business with us. During 2005 we purchased $112,000 in goods and services from his company.

Mr. Bratsburg served as President and Chief Executive Officer of Independent Bank West Michigan from 1985 until his retirement in 1999.

Mr. Van Loan is Chairman of Independent Bank Corporation. He previously served as President and Chief Executive Officer from 1993 until 2004 and as executive Chairman during 2005.

3/17/2005 Proxy Information

Our Board of Directors and executive officers and their associates were customers of, and had transactions with, our subsidiaries in the ordinary course of business during 2004. All loans and commitments included in such transactions were made in the ordinary course of business on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with other persons and do not involve an unusual risk of collectibility or present other unfavorable features. Such loans totaled $1,486,000 at December 31, 2004, equal to 0.6% of shareholders' equity.

Mr. McCarty (Director) owns a graphic design and commercial printing company which does business with us. During 2004 we purchased $97,000 in goods and services from his company.