THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Commercial Capital Bancorp, Inc. (CCBI)

3/28/2006 Proxy Information

Brakke Schafnitz Insurance Brokers, Inc., an insurance brokerage company controlled by Mr. Brakke, a director of the Company and Commercial Capital Bank, received $1.5 million in 2005 in insurance premium payments from the Company. Brakke Schafnitz Insurance Brokers, Inc. remits these insurance premium payments to the insurance carriers and receives a commission, which totaled $189,000 in 2005. The Company believes that the commissions earned by Brakke Schafnitz Insurance Brokers, Inc. were comparable to commissions that an independent third party would have earned in an armÕs length transaction. In 2006, the Company terminated the insurance broker relationship with Brakke Schafnitz.

During the year ended December 31, 2005, the Company paid $494,000 in legal fees to the law firm in which Gregory G. Petersen was a partner. Mr. Petersen is the brother-in-law of Stephen H. Gordon, the CompanyÕs chairman and chief executive officer.

In connection with Mr. DaleyÕs employment by the Company on July 20, 2005, the Company paid a finderÕs fee to an executive placement firm which, in turn, paid a fee to a company that is wholly-owned by Mr. Brummett, a director of the Company. Even though permissible under applicable rules, in order to avoid the appearance of a conflict, Mr. Brummett resigned from the Audit Committee on August 5, 2005.

Pursuant to the Stock Exchange Agreement and Plan of Reorganization between TIMCOR and the Company, in January 2006, TIMCOR completed the sale of 5995 Sepulveda LLC, a wholly-owned subsidiary, for $5.1 million to the Harris Family Intervivos Trust, of which Mr. Timothy S. Harris is a trustee. Mr. Harris currently is an executive vice president of the Company and President of TIMCOR, which is a wholly owned subsidiary of the Company. The primary asset owned by 5995 Sepulveda LLC is the office building in which the TIMCOR headquarters currently reside. Upon completion of the sale, TIMCOR entered into a lease agreement with the Harris Family Intervivos Trust for the space occupied by the TIMCOR headquarter offices. The premises lease term is five years and minimum annual lease payments are $307,000 with annual 2.0% increases over the term of the leases. The sale and lease-back of the premises, were conducted in an armÕs length transaction.

In 2005, the Company paid DePillo Catering fees totaling $143,000 for catering services rendered throughout the year. DePillo Catering is owned and operated by Roberta DePillo, the sister of the CompanyÕs President and Chief Operating Officer. In March 2006, the Company terminated the services of DePillo Catering.

As of December 31, 2005, there were no outstanding loans made by the Company or Commercial Capital Bank to their directors or executive officers. The Company and Commercial Capital BankÕs policy is not to make loans to its directors or executive officers. In accordance with the requirements of the Nasdaq National Market, the Audit Committee is required to approve all related party transactions.

3/31/2005 Proxy Information

Brakke Schafnitz Insurance Brokers, Inc., an insurance brokerage company controlled by Mr. Brakke, a director of the Company and Commercial Capital Bank, received $1.3 million in 2004 in insurance premium payments from the Company. Brakke Schafnitz Insurance Brokers, Inc. remits these insurance premium payments to the insurance carriers and receives a commission, which is a portion of the total insurance premium. The Company believes that the commissions earned by Brakke Schafnitz Insurance Brokers, Inc. were comparable to commissions that an independent third party would have earned in an armÕs length transaction.

Mr. Sperry is the co-founder and has a substantial equity interest in Sperry Van Ness International, Inc. (ŌSVNĶ). In March 2004 the Company and SVN entered into a Strategic Alliance and Marketing Agreement pursuant to which Sperry Van Ness promotes and refers Commercial Capital Bank as its strategic provider of financing, banking, and deposit products and services to the income property real estate investors who utilize SVNÕs commercial real estate brokerage and property management services. The Company provides SVN, its brokers and clients with an institutionalized source of prompt funding decisions for borrowers and properties referred for financing. In 2004 SVN received less than $60,000 from the Company in referral fees associated with loan closings.

During the year ended December 31, 2004, the Company paid $1,000 in legal fees to law firms in which Gregory G. Petersen was a partner. Mr. Petersen is the brother-in-law of Stephen H. Gordon, the CompanyÕs chairman and chief executive officer.

As of December 31, 2004, there were no outstanding loans made by the Company or Commercial Capital Bank to their directors or executive officers. The Company and Commercial Capital BankÕs policy is not to make loans to its directors or executive officers. In accordance with the requirements of the Nasdaq National Market, the audit committee is required to approve all related party transactions.