THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

Wainwright Bank & Trust Company (WAIN)

4/3/2006 Proxy Information

Robert A. Glassman is a co-founder of Wainwright Bank & Trust Company.

Mr. Plukas is a co-founder and currently serves as co-Chairman of Wainwright Bank & Trust Company and was President from April 1990 to September 1997.

The following table sets forth the indebtedness to the Bank during the period from January 1, 2005 to December 31, 2005 of any director, nominee for director, executive officer, and principal stockholder and the associates of any of them. (See page 19 of proxy for table).

This line of credit supports the acquisition of equipment for use by certain customers of CSA Financial Corp. (“CSA”). None of such customers (the “Lessees”) is an associate of CSA or Mr. Keohane. These extensions of credit are in the forms of (1) limited non-recourse loans to CSA secured by an assignment of the rentals payable by the Lessees and a mortgage on the leased equipment and (2) recourse loans to CSA. In the case of the limited non-recourse loans, CSA would be liable with respect to the loans only in the event of breach of certain limited warranties and covenants relating to such matters as good title to the leased equipment, the location of the company’s offices and the updating of certain information. The amounts set forth in the table include both recourse and non-recourse indebtedness for reasons of administrative convenience, although only the amount of recourse indebtedness is required to be included. The largest amount of indebtedness indicated was not actually outstanding on any particular date, but is the sum of the highest amounts of each separate loan on different dates during the year. Management does not believe that any of such loans had materially higher outstanding balances at any time after December 31, 2005 than they had during 2005. The Bank believes that these transactions were entered into in the ordinary course of business, were on substantially the same terms, including interest rates and collateral, as those prevailing at the same time with comparable transactions with other persons and did not at the time entered into involve more than the normal risk of collectibility or present other unfavorable features.

The aggregate extensions of credit to directors, nominees for director, executive officers and principal stockholders and associates of each of them, as a group, was approximately $15,494,038 during the period from January 1, 2005 to December 31, 2005, based on the largest amount of indebtedness outstanding, on a loan-by-loan basis, during that period. Such aggregate amount was not actually outstanding on any particular date, but is the sum of the highest amounts of each separate loan on different dates during the year. Management does not believe that any of such loans had materially higher outstanding balances at any time after December 31, 2005 than they had during 2005. The Bank has had transactions in the ordinary course of business with such individuals or their associates, as customers, all of which were on substantially the same terms, including interest rates and collateral, as those prevailing at the same time for comparable transactions with other persons and were not believed to involve more than the normal risk of collectibility or present other unfavorable features.

Additional loan transactions with directors and their associates may be expected to be entered into in the future. The Bank may make loans pursuant to its policies, which include (i) a review of the borrower’s creditworthiness by the Bank’s President and Senior Credit Officer and by the Executive Committee and a determination by such officer(s) and the Executive Committee that the terms of the proposed loan are comparable to third-party arm’s-length terms and (ii) a review of the resulting credit memoranda by the entire Board of Directors and approval of the terms of the loan by the entire Board of Directors.