THE CORPORATE LIBRARY

Related Party Transactions and Outside Related Director Information

United Community Banks, Inc. (UCBI)

3/30/2006 Proxy Information

Mr. Robert L. Head, Jr., chairman of the Board of Directors of United, is the owner of a construction company that United and certain of its bank subsidiaries engaged during 2005 to perform various construction projects totaling $291,000.

Mr. Tim Wallis, a member of the Board of Directors of United, is the owner of Wallis Printing, a printing company that United and certain of its bank subsidiaries engaged during 2005 to perform various printing services totaling $109,000.

Mr. W. C. Nelson, Jr., a member of the Board of Directors of United, is the owner of King Ford, an automobile dealership that United and certain of its bank subsidiaries engaged during 2005 to purchase vehicles and services totaling $65,000.

The Banks have had, and expect to have in the future, banking transactions in the ordinary course of business with directors and officers of United and their associates, including corporations in which such officers or directors are shareholders, directors or officers, on the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with unaffiliated third parties. Such transactions have not involved more than the normal risk of collectability or presented other unfavorable features.

3/28/2005 Proxy Information

Mr. Robert L. Head, Jr., Chairman of the Board of Directors of United, is the owner of a construction company that United and certain of its bank subsidiaries engaged during 2004 to perform various construction projects totaling $1,358,000.

Mr. Tim Wallis, a member of the Board of Directors of United, is the owner of Wallis Printing, a printing company that United and certain of its bank subsidiaries engaged during 2004 to perform various printing services totaling $169,000.

The Banks have had, and expect to have in the future, banking transactions in the ordinary course of business with directors and officers of United and their associates, including corporations in which such officers or directors are shareholders, directors or officers, on the same terms (including interest rates and collateral) as those prevailing at the time for comparable transactions with unaffiliated third parties. Such transactions have not involved more than the normal risk of collectability or presented other unfavorable features.